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CNDX vs VUAA — Nasdaq 100 or S&P 500 for the tech tilt?

CNDX tracks the Nasdaq 100; VUAA the S&P 500. Both Irish accumulating funds — one a 100-stock tech bet at 0.30% TER, the other a 500-stock core at 0.07%.

Jun 4, 20263 min read

CNDX tracks the Nasdaq 100; VUAA tracks the S&P 500. For almost everyone, VUAA is the core and CNDX is a satellite tilt — the Nasdaq 100 is mostly the same megacaps you already own through the S&P 500, just more of them and minus the rest of the market.

What they share

Both are Irish-domiciled UCITS ETFs that fully replicate their index — VUAA from Vanguard, CNDX from iShares — holding every constituent at index weights rather than a sample. Both accumulate dividends, so there's nothing to reinvest or declare. And both hold US stocks priced in dollars, so your real currency exposure is effectively 100% USD either way: VUAA's EUR listing and CNDX's USD listing are share-class cosmetics, not a diversification difference. Operationally they're the same animal.

Where they differ

The headline is fees. VUAA charges 0.07%; CNDX charges 0.30% — more than four times as much. On a €50k position that's €35 a year versus €150, a €115 gap that compounds. Unlike the VUAA-vs-VWCE call, where the fee difference is close to a rounding error, here it's real money and it points one way: the broader fund is also the cheaper one. (iShares publishes the full cost breakdown on the CNDX factsheet.)

But fees aren't the reason to pick one. The S&P 500 is 500 US large-caps spread across all eleven sectors — heavy on tech, yes, but also financials, healthcare, energy, and industrials. The Nasdaq 100 is the 100 largest non-financial companies listed on the Nasdaq. Two things fall out of that definition: it holds a fifth as many stocks, and it owns zero banks or insurers. What's left is overwhelmingly technology and consumer-tech. CNDX is a concentrated bet that megacap tech keeps outrunning the broad US market; VUAA is the broad US market.

The overlap at the very top is almost total. NVIDIA, Apple, Microsoft, Amazon — the same names anchor both funds, because the S&P 500's largest companies are mostly Nasdaq-listed tech. The difference is dose:

TickerNameWeight
NVDANVIDIA Corp7.55%
AAPLApple Inc6.64%
MSFTMicrosoft Corp4.90%
AMZNAmazon.com Inc3.62%
GOOGLAlphabet Inc Class A2.98%
Top 5 holdings of VUAA as of 2026-06-03.
TickerNameWeight
NVDANVIDIA Corp8.69%
AAPLApple Inc7.64%
MSFTMicrosoft Corp5.63%
AMZNAmazon.com Inc4.58%
TSLATesla Inc3.80%
Top 5 holdings of CNDX as of 2026-06-03.

VUAA's top five come to 25.7% of the basket; CNDX's top five are 30.3%. Same companies, heavier weights, because CNDX has 400 fewer stocks diluting each position. You're not buying different things — you're buying more of the same things and less of everything else.

Live data temporarily unavailable for this comparison.

Who each one is for

Buy VUAA as your US core. It's cheaper, broader, and the textbook one-fund US large-cap holding — if you want a single S&P 500 tracker and never want to think about it again, this is it. (If you're actually weighing US-only against global, read VUAA vs VWCE first — that's the bigger decision.)

Buy CNDX only as a satellite, and only if you hold a specific conviction that megacap tech and growth keep beating the rest of the market. You're paying 0.30% for higher concentration and no financials — a deliberate tilt, not a foundation. And stacking CNDX on top of a VUAA core mostly doubles down on names you already own, so size it like the bet it is, not like a second core.

There's no version of this where CNDX replaces VUAA as your only fund. One is the market; the other is a slice of it you've decided to overweight. Pick the core first, then decide whether the tilt is worth 0.30%.

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