Field notes on ETFs and the markets that move them. Comparisons, dividend mechanics, and quiet-week analysis for European retail investors — written, never auto-generated.
Kledon turns the day's market news on your ETFs and stocks into one short, cited brief with a clear verdict. It's now on the App Store and Google Play, and every feature is free while we're in beta.
IUFS is iShares' S&P 500 financials sector UCITS ETF — 0.15% TER, accumulating, led by Berkshire Hathaway and JPMorgan. Who should tilt in, and who shouldn't.
IWQU is iShares' MSCI World quality-factor ETF — 0.25% TER, accumulating, a few hundred high-quality developed-market stocks. Does the tilt beat plain World?
IUHC is iShares' S&P 500 Health Care Sector UCITS ETF — 0.15% TER, accumulating, 60 stocks led by Eli Lilly. Who should overweight it, and who shouldn't.
ISPA vs VHYL: two global dividend ETFs whose top tens share zero names. One is 0.46% and German-domiciled, the other 0.29% and Irish. Here's the honest call.
ISPA is iShares' STOXX Global Select Dividend 100 — the 100 highest-yielding developed-world stocks, flatly weighted and paid out as cash. Here's the catch.
VWCE tracks FTSE All-World; IUSQ tracks MSCI ACWI. Both Irish-domiciled accumulating all-world ETFs near 0.19% TER — here's the one difference that decides it.
IUSQ is iShares' MSCI ACWI UCITS ETF — 0.20% TER, accumulating, developed plus emerging in one fund. The MSCI alternative to VWCE, and when the choice matters.
VHYL is Vanguard's global high-dividend ETF — the FTSE All-World screened for yield, distributing quarterly cash instead of a tech tilt. Here's the trade-off.
IMEU is developed Europe only (0.12% TER); IWDA is developed world, ~70% US (0.20%). IMEU is a deliberate home-bias tilt, not a core — here's the honest call.
IMEU is iShares' Core MSCI Europe UCITS ETF — 0.12% TER, accumulating, Europe-only large and mid-caps. Why hold it when IWDA already owns European stocks?
CNDX is the Nasdaq 100; SMH is 25 pure-play chip stocks. Both Irish accumulating tilts — one diluted tech, one concentrated semis. Here's the honest call.
SMH is VanEck's Semiconductor UCITS ETF — 0.35% TER, accumulating, 25 US-listed chip stocks capped at 10% each. The pure semiconductor bet, explained.
VWCE is one all-world fund; IWDA + EIMI is the two-fund DIY build. Same global exposure, near-identical cost — here's which wins, and the one reason to build.
EIMI is iShares' Core MSCI EM IMI UCITS ETF — 0.18% TER, accumulating, 3,000+ emerging-market stocks. The EM sleeve of a DIY all-world, and who should hold it.
CNDX is iShares' Nasdaq 100 UCITS ETF — 100 non-financial Nasdaq names, 0.30% TER, accumulating. A concentrated megacap-tech tilt, and who should hold it.
VUAA and CSPX both track the S&P 500 at 0.07% — Vanguard versus iShares, both Irish accumulating funds. Same index, same fee, so here's what actually differs.
IWDA is iShares' Core MSCI World UCITS ETF — €110B, 0.20% TER, accumulating, 23 developed countries. What's inside, and who the default all-world fund is for.
CNDX tracks the Nasdaq 100; VUAA the S&P 500. Both Irish accumulating funds — one a 100-stock tech bet at 0.30% TER, the other a 500-stock core at 0.07%.
Kledon covers 85 tickers — 12 UCITS ETFs and 73 US-listed stocks, curated for Euro investors. Here's how we choose what's in, and how to get yours added.
VWCE is Vanguard's Irish-domiciled FTSE All-World UCITS ETF — 0.19% TER, accumulating, 3,745 stocks across DM and EM. Here's why it's the savings-plan default.
VWCE is FTSE All-World (3,745 stocks, includes EM); IWDA is MSCI World (~1,400 DM stocks only). Same Irish wrapper, same fee. The question: do you want EM?
VUAA is Vanguard's Irish-domiciled S&P 500 UCITS ETF — 0.07% TER, accumulating, full physical replication. Here's why it's the default S&P 500 fund in Europe.
VUAA tracks the S&P 500 (0.07% TER); VWCE tracks FTSE All-World (0.19%). Both Irish-domiciled accumulating Vanguard funds. Here's which one fits which goal.